Short-term credit supported by multiple partner NBFCs, designed for smooth daily cashflow
Empowering retailers across India with fast, reliable financing
Serving diverse businesses from textiles to electronics, pharmacies to appliances
Simple, transparent, and automated repayment process
Quick application process with minimal documentation. Submit your details and business information in minutes.
Our partner NBFCs assess your eligibility and provide best-fit loan offers tailored to your business needs.
Once approved, funds are disbursed directly to your account within 24-48 hours for immediate use.
Repayment is automatically deducted at source as per agreed mechanism—no manual payments needed.
Flexible financing solutions designed for retailers
Fuel your daily operations with flexible working capital. Perfect for inventory purchases, supplier payments, and managing day-to-day expenses.
Bridge temporary cash gaps during seasonal spikes or urgent requirements. Get funds when you need them most.
Built for retailers, backed by trust
Get loan approval within 24-48 hours with minimal documentation. Our streamlined process ensures you receive funds when you need them.
Repayment via deduction-at-source means no manual payments, no missed deadlines, and complete peace of mind.
Access best-fit offers from our network of trusted NBFC partners, ensuring competitive rates and terms.
No hidden fees or surprises. All charges, terms, and conditions are clearly communicated upfront.
All lending is done through RBI-regulated NBFC partners, ensuring complete security and regulatory compliance.
Our customer support team is available to assist you throughout the loan lifecycle, from application to repayment.
Backed by India's leading regulated financial institutions
We work with a network of RBI-regulated Non-Banking Financial Companies to bring you the best loan offers tailored to your business needs.
All our lending partners are registered with and regulated by the Reserve Bank of India, ensuring full compliance with lending norms.
Every loan comes with clear documentation, transparent fee structures, and no hidden charges—what you see is what you get.
We are committed to resolving any concerns promptly. If you have a complaint or query:
Everything you need to know about Sahvikas loans
Deduction-at-source means your loan repayment is automatically deducted from your agreed payment source (such as daily sales settlements or supplier payments) as per the repayment schedule. This eliminates the need for manual payments and ensures timely repayment.
We partner with multiple RBI-regulated Non-Banking Financial Companies (NBFCs) across India. Each partner is carefully vetted for compliance, transparency, and competitive offerings. The specific NBFC for your loan will be determined based on your business profile and requirements.
Basic documentation includes: business registration proof, PAN card, Aadhaar card, bank statements (last 6 months), and GST returns (if applicable). Additional documents may be requested based on loan amount and NBFC requirements.
Once your application is approved and documentation is complete, funds are typically disbursed within 24-48 hours. For short-term loans with complete documentation, same-day approval and disbursal may be possible.
Interest rates vary based on loan amount, tenure, and your business profile. Rates typically range from 12-24% per annum. All charges including processing fees, interest rates, and any other applicable fees are disclosed upfront before you accept the loan offer. There are no hidden charges.
Short-term loans typically have a tenure of 1-12 months. Working capital loans can have flexible tenures ranging from 3-24 months depending on your business needs and the NBFC's terms.
Yes, most of our NBFC partners allow prepayment. Prepayment charges (if any) will be clearly mentioned in your loan agreement. We encourage early repayment if your cash flow permits.
Absolutely. We employ bank-grade security measures to protect your personal and business information. All data is encrypted and stored securely. We never share your information without your explicit consent, except as required by our NBFC partners for loan processing.
